India · Institute of Banking Personnel Selection · civil-service
Prelims: English 50, Reasoning 50, Quantitative Aptitude 50 = 150 questions, 125 marks, 2 hours. Mains: Professional Knowledge only, 60 questions / 60 marks / 45 minutes. Penalty -0.25.
The Professional Knowledge topic list is secondary (bankexamstoday, testbook); the pattern is from the IBPS notification. 310 AFO vacancies in 2025 (secondary: adda247). Superseded by the 2026 pattern below.
Official source: https://www.ibps.in/wp-content/uploads/Detailed-Notification-CRP-SPL-XV_15.7.25.pdf
Original questions written to this exam's published syllabus and pattern. Not past papers.
1. Into how many agro-climatic regions did the Planning Commission of India divide the country for planning purposes?
D. 15
The Planning Commission delineated 15 agro-climatic regions in the late 1980s. Twenty is the number of agro-ecological regions of NBSS&LUP, and about 127 is the number of agro-climatic zones under ICAR's National Agricultural Research Project.
Agriculture & Food Systems (bridge) · Importance of agriculture in the national economy
2. A lender cannot tell before lending whether a farmer is careful or careless. This problem is called
B. Adverse selection
Adverse selection is hidden information before the contract. Moral hazard, the tempting answer, is hidden action after the loan is made, such as diverting the loan.
Agricultural Finance, Credit & Rural Banking · Role of credit in agriculture
3. What is the nitrogen content of urea, the most widely traded solid nitrogen fertiliser?
A. 46% N
Urea, CO(NH2)2, carries 46% N, the highest of the common solid fertilisers. 21% is close to ammonium sulphate, 18% is the N in DAP (18-46-0), and 60% is the K2O content of muriate of potash.
Sector-specific Agribusiness Electives · Fertiliser manufacture and demand (ABM 512)
4. Under MGNREGA, the employment guarantee applies to:
C. At least 100 days per rural household per financial year
The unit is the household, and the period is the financial year. Extra days (for example 50 more in notified drought areas) are additional provisions, not the general rule.
Rural Development, Local Governance & Livelihoods · MGNREGS
5. Which statement correctly distinguishes the two main types of chickpea?
A. Kabuli seeds are larger and cream-coloured and usually fetch a higher price
Kabuli chickpeas have large, cream-coloured seeds and command a premium; desi types have small, angular, dark seeds with a thick coat. Both are cool-season rabi crops in South Asia and both are Cicer arietinum.
Agriculture & Food Systems (bridge) · Major crops: rice, wheat, chickpea, pigeonpea, sugarcane, groundnut, tomato, mango
These notes are free to read here, with no account.
What the Laisha app adds:
Free for ten days, then a subscription. We would rather write that here than have you find it later.