IBPS Agricultural Field Officer (Specialist Officer) · India · Institute of Banking Personnel Selection
Original practice questions written to the published syllabus · not past papersWorking with milk producers and starting dairy businesses: extension methods, farmer organisations, clean-milk campaigns and small-plant entrepreneurship.
In the exams: ICAR AIEEA-PG and AICE agricultural extension option at NDRI; Indian state PSC dairy development posts
How our questions for IBPS Agricultural Field Officer spread across the units of Dairy Extension, Entrepreneurship & Village Milk Systems. Difficulty: 2 easy, 23 medium, 0 hard.
| Training milk producers in clean milk production | 5 | |
| Entrepreneurship and business planning | 5 | |
| Government schemes and credit for dairy enterprises | 5 | |
| Small-scale and on-farm processing units | 4 | |
| Village dairy cooperative societies and producer companies | 3 | |
| Women in dairying | 2 | |
| Adoption and diffusion of dairy innovations | 1 |
Choose an answer, then open the working. Each explanation says why the right answer is right and why the others are not.
Smallholders know that a bulk milk cooler would raise their income but do not install one. The most likely main reason is:
D. Lack of capital, credit or reliable power
Low adoption often reflects resource and service constraints rather than lack of knowledge.
Further reading: Rogers, Diffusion of Innovations
The first few streams of milk drawn from each teat are discarded because they:
D. Contain the most bacteria
Foremilk carries bacteria from the teat canal; stripping into a strip cup also reveals clots.
Further reading: Codex CXC 57-2004 Code of Hygienic Practice for Milk and Milk Products
Raw milk should ideally be cooled to about 4–6 °C within roughly:
A. 2 hours of milking
Prompt cooling limits bacterial growth, which can double about every half hour to hour at 30 °C.
Further reading: Codex CXC 57-2004 Code of Hygienic Practice for Milk and Milk Products
Side-selling by cooperative members means:
B. Selling milk to rival buyers
It undermines the cooperative's volume and planning; loyalty depends on competitive prices and services.
Further reading: Dairy cooperative literature
In a SWOT analysis, rising consumer demand for local cheese is listed as:
B. An opportunity
Opportunities and threats are external; strengths and weaknesses are internal.
Further reading: Business planning texts
A common batch (vat) pasteurisation condition for milk is:
B. 63 °C for 30 minutes
Low-temperature long-time pasteurisation; 121 °C for 15 min is sterilisation.
Further reading: Codex CXC 57-2004 Code of Hygienic Practice for Milk and Milk Products
Raw milk sales direct to consumers are restricted in many jurisdictions mainly because of:
C. Pathogen risks such as Campylobacter and Listeria
Raw milk has caused many outbreaks; where allowed, strict testing and labelling apply.
Further reading: WHO/FAO and national food authorities
Planning the scale of a new small processing unit should start from:
A. The quantity that can be sold reliably
Demand-led planning avoids unsold product; seasonality must also be planned.
Further reading: Small-scale dairy processing literature
A loan of 100,000 currency units at 12% a year is repaid in 36 equal monthly instalments. The instalment is about:
C. 3,321
EMI = P r(1 + r)^n/((1 + r)^n − 1) with r = 0.01, n = 36 → 3,321. 2,778 ignores interest; 3,333 adds simple interest.
Further reading: Banking texts
A credit guarantee scheme supports smallholder lending by:
A. Sharing the lender's risk of default
Guarantees encourage banks to lend without direct interest subsidy.
Further reading: Agricultural finance literature
Ten here, 25 in the app. The Laisha app has every practice question we have written to IBPS Agricultural Field Officer in this subject, marked as you go, with timed papers, a jump-to-unanswered list and a certificate when you pass at 70 per cent.
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