NABARD Assistant Manager Grade A (RDBS) · India · National Bank for Agriculture and Rural Development
Original practice questions written to the published syllabus · not past papersNABARD Assistant Manager Grade A (RDBS) is a government recruitment exam run by National Bank for Agriculture and Rural Development, for candidates in India. Phase I: 200 questions / 200 marks / 120 minutes, -1/4. Phase II: Paper I General English, descriptive, 100 marks / 90 minutes; Paper II (generalist) ESI + ARD, 30 objective questions / 50 marks / 30 minutes plus descriptive (attempt 4 of 6: 2 x 15 + 2 x 10) / 50 marks / 90 minutes. Mandatory psychometric test. Interview 50.
Source: nabard.org.
Checked against the exam body's published information. Formats and fees change; confirm the current edition there before you book.
Selling to farmers: how demand for seed, fertiliser, pesticides and machinery behaves, how those markets are structured and regulated, and how dealer networks work.
Our 16 NABARD Assistant Manager Grade A questions in this subject: 3 easy, 8 medium, 5 hard, across 2 units.
Choose an answer, then open the working. Each explanation says why the right answer is right and why the others are not.
These 10 were written to NABARD Assistant Manager Grade A and are not shown on any other exam's page.
India's Retention Price Scheme for fertilisers, introduced in 1977, was based on the recommendations of the
C. Marathe Committee
The RPS came into force on 1 November 1977 on the Marathe Committee's recommendations. The other committees dealt with banking, farmers and other issues.
Under India's Nutrient Based Subsidy policy introduced on 1 April 2010, the subsidy on a phosphatic or potassic fertiliser is
D. a fixed rate per kilogram of each nutrient, with the company setting the retail price
NBS announces per-kg subsidy rates for N, P, K and S; the product's subsidy is its nutrient content times these rates and retail prices are left to firms. The plant-wise cost-plus approach was the Retention Price Scheme. The subsidy still goes to companies.
Under a nutrient-based subsidy, suppose the per-kilogram rates are 40 for N, 30 for P2O5 and 10 for K2O (hypothetical currency units). What is the subsidy per tonne of a 10-26-26 grade?
C. 14,400
A tonne of 10-26-26 contains 100 kg N, 260 kg P2O5 and 260 kg K2O. Subsidy = 100×40 + 260×30 + 260×10 = 4,000 + 7,800 + 2,600 = 14,400. Using the percentages as kilograms gives the figure per 100 kg, 1,440; leaving out potash gives 11,800. 80,000 applies the sum of the three rates to the whole 1,000 kg of product.
India made neem coating compulsory for all urea from 2015 chiefly to
A. curb diversion of subsidised urea to non-farm uses and slow nitrogen release
Neem-coated urea is unsuitable for many industrial uses, which curbs diversion of subsidised urea, and the coating slows nitrification. It does not add phosphate or change the price-control regime.
A dealer sells a bag at 1,000 for cash or 1,080 if paid after harvest in 4 months. What is the implicit simple annual interest rate?
C. 24 per cent
The credit premium is (1,080 − 1,000) ÷ 1,000 = 8 per cent for 4 months. Simple annual rate = 8 × 12/4 = 24 per cent. 8 per cent is the rate for 4 months only. Multiplying the 8 per cent by 12 (96 per cent) treats it as a monthly rate. Compounded, the effective rate is 25.97 per cent, which is not the simple rate. 32 per cent multiplies by the 4 months instead of by the 3 periods in a year.
A credit price is 8 per cent above the cash price for a 4-month credit period. What is the effective annual rate if the farmer rolls the credit over for a full year?
D. 25.97 per cent
There are 12/4 = 3 periods in a year. Effective rate = (1 + 0.08)^3 − 1 = 25.97 per cent. 24 per cent is the simple rate; raising to the power 4 (36.05 per cent) counts months, not periods; 8 per cent is the rate for one 4-month period only.
An input dealer holds stock for 45 days, gives farmers 60 days' credit and receives 30 days' credit from the distributor. Annual cost of goods sold is 9,000,000. What is the approximate working capital requirement?
C. about 1,849,315
Cash conversion cycle = 45 + 60 − 30 = 75 days. Working capital ≈ 9,000,000 ÷ 365 × 75 ≈ 1,849,315. Ignoring supplier credit gives 105 days and 2,589,041; adding the payable days instead of subtracting (135 days) overstates it further at 3,328,767; 1,875,000 uses a 360-day year, a small basis difference rather than the intended answer.
Interlinked credit, as when a trader lends inputs and recovers from the produce he buys, persists in rural markets mainly because it
B. lowers the lender's screening and enforcement costs
Linking credit to a produce transaction lets the lender use knowledge of the borrower and recover directly from the crop. It is often dearer than formal credit once hidden price terms are counted, and default still occurs.
Dairy cooperatives commonly supply cattle feed to members and deduct its cost from the milk payment. This arrangement is an example of
D. input credit recovered through an output transaction
The cooperative extends feed on credit and recovers from the member's milk bill, a simple interlinked arrangement. It involves no fertiliser subsidy, hedging or stored-produce collateral.
Under a fixed farm-gate price with subsidy paid to cover the difference, if the delivered cost of a fertiliser is 30,000 per tonne and the farm-gate price is fixed at 6,000 per tonne (hypothetical currency units), what is the subsidy on 1,000 tonnes?
A. 24,000,000
Subsidy per tonne = 30,000 − 6,000 = 24,000; for 1,000 t it is 24,000,000. 30,000,000 is the total delivered cost; 24,000 is only the per-tonne figure. 6,000,000 is what farmers pay in total (6,000 × 1,000), not the subsidy.
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